CENTRAL GOVERNMENT EMPLOYEES WELFARE HOUSING
ORGANISATION
(Under M/O Housing and Urban Poverty Alleviation )
Hindi Website Beneficiary Feedback

CGEWHO Rules

PREAMBLE


DEFINITIONS


ELIGIBILITY:

PRIORITY - I

PRIORITY - II
Serving Employees of Central PSUs, State Govts., Union Territory Administration, Autonomous Bodies, Corporation, Nationalised Banks etc. Serving Uniformed employees of the Ministry of Defence and serving employees of Ministry of Railways.

PRIORITY - III
General Public, including retired/ spouses of deceased employees of Priority-II.

SPECIAL ELIGIBILITY CRITERIA


HOUSING CONCEPT

Subject to availability of land, dwelling units and garages in single units, multiple units, row housing, multi-storeyed building, group-housing or marked plots may be planned, subject to the approval of the local civic authorities. These plans will be announced as Scheme, as applicable.

TYPE OF HOUSES

The CGEWHO may build houses or flats of the following types: One bed-room units - Type A/L Two bed-rooms units - Type B/M Three bed-rooms units - Type C/N and Four bedroom units in Type D. These may be built with or without scooter/car garages/stilts. The design, the layout and the built-up area in each type may vary from place to place. More types may be added with consequent change in Rule 7.

OPTION TO APPLY FOR TYPE OF UNIT

The applicant may apply for any one of the above types of units linked with the Group to which he/she belongs, as under:

Type of dwelling unit / flat

Group of Service

Grade Pay

Pay Band

A or L (A type in highrise)

D, C, B & A

Rs. 1300 and above

1S onwards

B or M (B type in highrise)

C, B & A

Rs. 1800 and above

PB-1 onwards

C or N (C type in highrise)

B & A

Rs. 4200 and above

PB-2 onwards

D

A

Rs. 5400 and above

PB-3 onwards

Notes:


PLANS AND SPECIFICATIONS

Plans and specifications will be drawn up for each type of dwelling unit to meet the basic needs of the group and conforming to the bye-laws of the civic authorities. Different specifications may be considered for each type of dwelling unit.

TECHNICAL BROCHURE

After approval of the plans by the local statutory authorities, the plans of dwelling units and layout and the major specifications will be published in a Technical Brochure and circulated to all the beneficiaries. These, however, are subject to change prior to or during execution, at the discretion of the CGEWHO. CGEWHO undertakes construction of the housing projects as per approved plans and beneficiaries shall have no right to claim any changes or challenge the methods or procedures adopted during the construction.

STATIONS

Major building efforts of the CGEWHO will be concentrated in areas where there is concentration of Central Government employees. Other places may be added depending on availability of land and the likely demand.

MASTER PLAN

A Master Plan of projects drawn up for a period of 5 years at a time will be promulgated for the benefit of all Central Government employees. Revised Schedule will be announced as and when the Master Plan is rolled through CGEWHO’s newsletter.

HOW TO APPLY


REGISTRATION OF APPLICATIONS

On scrutiny of the Application Form, the applicants will be registered for a dwelling unit in the Scheme.

RESERVATION FOR SC/ST APPLICANTS

15% & 7.5% of the DUs of all the types in all the housing schemes of CGEWHO will be reserved for SC & ST applicants respectively, with a stipulation that there will be a minimum of one DU of each type in the reserved category and fractions, if any, will be rounded off to the nearest full number. The procedure adopted in such allotments shall be as under;

CONFIRMATION OF BOOKING

If the registered applicants for a given project exceed the number of dwelling units, computerised draw will be held at the Head Office separately for each type. Successful applicants will be given ‘confirmation of booking’ by an Allotment letter.

COST OF DWELLING UNITS

The cost of dwelling units, with or without garages, for each Scheme will be worked out by the CGEWHO and intimated at the time of announcing the Scheme. The cost will, interalia, include interest on investment in land purchased for a scheme, common amenities, cost of reserve funds, charges towards registration of land etc. The costs will be reviewed at different stages of construction and will be subject to escalation, on account of market prices, labour wages, Cooperative Society/Apartments Owners’ Association’s charges,essential alterations, additions etc. All revisions of cost will be charged to the beneficiaries and they will be liable to pay the same.

PAYMENT SCHEDULES

Beneficiaries will be required to pay instalments on the self-financing basis. The payments will be on call. Please also see para 7 of Part ‘A’ of this Brochure.

LATE PAYMENTS

Beneficiaries who join a Scheme, or are promoted from the waiting list, after the initial enrollment or are late in paying their instalments, will be charged interest from the respective dates of instalments towards equalisation charges. The rate of interest on these payments will be 15% per annum. This rate of interest is subject to change. The CGEWHO reserves its right to terminate the registration and cancel the allotment without giving any further notice, in case of default in making the scheduled payment beyond 120 days from the last date of payment.
NOTE: Once an allotment has been cancelled, for any reason whatsoever, it can not be revived under any circumstances. However, in extreme cases, the Competent Authority may agree to re-activate the allotment provided the request is accompanied by requisite outstanding payments.

CHANGES IN PAYMENT SCHEDULES

The CGEWHO will make every effort to indicate the prices of the dwelling units as accurately as possible but the costs may vary. Adjustments in payments and schedules may become necessary, commensurate with the progress of construction. Beneficiaries will be intimated of the changes as they occur.

MODE OF PAYMENT

All payments will be made by Demand Draft / Pay Order only on any Scheduled Bank payable at New Delhi, drawn in favour of the CGEWHO A/c 0267101018816 Canara Bank duly endorsed ‘payee A/c only’. Payments in cash or cheque will not be accepted.

PAYMENT OF INTEREST


REBATE

If a beneficiary pays the total cost of dwelling unit within 45 days of the confirmation of booking, a rebate of 2.5% will be given. However, this or any other rebate is not applicable for making any advance payment of the tentative cost of the dwelling unit. Further, this rebate is available to the applicants receiving allotment, on announcement of the scheme. Applicants joining the scheme, during its operation, subject to availability and offering to make early payments will not be entitled to this rebate.

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